The Silent Killer of Profitable Businesses
Money is the lifeblood of business. Yet too many CEOs and CFOs are caught in daily operations – until liquidity problems strike without warning.
By the time most leaders notice the symptoms, the damage is already spreading: mounting debts, cash flow gaps, shrinking margins.
The hard truth: A company that cannot pay its obligations and cannot secure financing is clinically dead – even if it’s still operating.
“No matter how great a Business Turnaround Specialist is, they can only treat sick patients – not revive dead ones. When too late is too late, nothing we can do, but die.”
– Johanes Lim, Author of SUPER CEO 4.0
The good news?
Most financial problems are preventable – if you diagnose them early.
Your CFO and or Accountant explains what happened. They close the books, ensure accuracy, prepare budgets, produce reports, handle tax and compliance. They are essential for running your company.
What I do as your Financial Doctor:
I go deep into your financial statements to identify exactly where your company makes and loses money.
I translate those findings into a small number of focused business actions
I prioritize actions by impact on profit and cash, and by feasibility.
I recommend what you must do next in the business to change the numbers.
HOW IT WORKS
Step 1:
📤 Submit Your Financial Data
Send your last 3 years of financial statements anonymously (PDF, Excel, or Word). No company name required.
Step 2:
🔍 Expert Analysis
Johanes Lim personally reviews your data, calculates key ratios, identifies trends, and develops recommendations.
Step 3:
📊 Receive Your Diagnosis
Within 72 hours, receive a comprehensive report with analysis, predictions, and strategic solutions.
WHAT YOU SUBMIT?
What You’ll Need to Provide:
| Document | Purpose |
| Profit & Loss Statement | Assess revenue, expenses, and profit-generating ability |
| Balance Sheet | Review assets, liabilities, and equity position |
| Cash Flow Statement | Evaluate liquidity and operating cash availability |
Note:
Submit the last 3 years of data for trend analysis. All documents remain 100% confidential, because it’s ANONYMOUS, without your company’s name.
WHAT YOU GET?
A COMPLETE FINANCIAL HEALTH REPORT
You will receive a detailed analysis covering:
1 Profitability
Are you actually making money? I analyze Net Profit Margin, ROA, and ROE to measure your true efficiency.
2 Liquidity
Can you survive a shock? I stress-test your Current Ratio and Quick Ratio to ensure you can pay short-term debts.
3 Solvency
Is your debt killing you? I evaluate your Debt to Equity Ratio to determine long-term stability.
4 Activity and Efficiency
Are your assets working hard enough? I analyze Asset Turnover to check operational effectiveness.
5 Predictive Analysis and Solution
I do not just look back; I look forward. You will get concrete recommendations on where to cut waste immediately and where to invest for growth.
✅ Bottom Line: You’ll know exactly which areas need immediate attention to stop bleeding costs – and which areas to optimize for stronger profit growth.
SPEED IS CRITICAL
Don’t Wait Until It’s Too Late
Financial problems don’t announce themselves. By the time symptoms appear, the damage may already be severe.
Take action today. Get the clarity you need to protect and grow your business.
Email: info@financialdoctor.biz.id
Investment
Pricing Card:
Financial Diagnosis Report
USD 1,000 (One-time payment)
Includes:
- Complete crucial financial ratio analysis
- 3-year trend evaluation
- Predictive performance insights
- Strategic recommendations report about what you should do to prevent leaks and losses; as well as suggestions for improving your profitability and financial health.
- Delivered within 72 hours
Payment Note:
Payment instructions provided upon inquiry. Available for companies in Indonesia, ASEAN, and English-speaking countries worldwide.
Frequently Asked Questions
Q: Is my data really anonymous?
A: Yes. You submit financial statements without your company name. Your identity remains protected throughout the process.
Q: What if my company is outside Indonesia?
A: This service is available for companies in Indonesia, ASEAN, and all English-speaking countries.
Q: How do I submit my documents?
A: Email your files (PDF, Excel, or Word) to johaneslim@financialdoctor.biz.id or discuss via WhatsApp first: +62 821 4262 0730
Q: What if I need follow-up consultation?
A: Additional consulting can be arranged after you receive your diagnosis report.
Q: Is USD 1,000 the total cost?
A: Yes. One fixed price for complete analysis – no hidden fees.
Johanes Lim has 5 websites with 5 different programs, to assist clients in Indonesia, ASEAN, and English-speaking countries:
INDONESIA-INC.COM is for investors looking to expand into Indonesia, whether building from scratch or through acquisition.
OMNICOACH.ASIA is for “Double Sales in 6 Months” or “Double Profit in 90 Days.” Contingency Coaching: No Results, No Fee.
THEBODFORUM.COM for Overcome Revenue Plateau: 30% Growth in 90 Days | Family Business Succession & Conflict Resolution in 90 Days.
BUSINESSGUARDIAN.BIZ.ID for Turning your company into a Low-Cost, High-Output Machine that is safe from thugs, immune to office politics, and 100% capable of running without you.
FINANCIALDOCTOR.BIZ.ID Business Financial Health Analysis Service – Indonesia, ASEAN & Worldwide | Diagnose Early. Act Decisively. Grow Stronger
To find out the program details and/or take a 30-45 minute Free Consultation, CLICK THE BANNER
To understand Johanes Lim’s thoughts, you can also download a free bilingual (English-Indonesian) summary of his three books. CLICK THE BANNER
WHY JOHANES LIM
Meet Your Financial Doctor
Johanes Lim is a seasoned business strategist, financial analyst, and author of SUPER CEO 4.0. With decades of experience helping companies across Indonesia and ASEAN navigate financial challenges, he brings sharp diagnostic insight and practical solutions to every engagement.
CREDENTIALS
Education:
- Doctor of Business Administration – Pacific Western University, Los Angeles, USA
- Master of Business Administration (MBA) – California State University, Los Angeles, USA
- Bachelor of Science in Business Administration (BSBA) – California State University, Los Angeles, USA
- Certified Professional Consultant – The American Consultant Institute, USA
- Certified Hypnotherapist – School of Hypnotherapy, New Zealand
Leadership Experience:
- Group CEO – SBI Group & PBI Consulting Group (Since 1996-2025)
- Vice President – Profit Booster International Ltd, Auckland
- General Manager – Setiajaya Group, Property Division
- Market Development Manager – Sumitomo Heavy Industries HEJ
- National Sales Manager – Schwan Stabilo & Nutrasweet
- Medical Representative & Regional Coordinator – Sandoz Pharmaceuticals
Published Author:
- 18 business and motivational books
- 9 books published by Gramedia (Indonesia’s largest publisher)
Special Recognition:
- Motivator & Trainer, Infantry Brigade, Rindam Jaya, Kodam Jaya – Indonesian Military
CLIENT PORTFOLIO
Trusted by Indonesia’s Leading Organizations
BUMN (State-Owned Enterprises):
Telkom • Indosat • Garuda Indonesia • Pertamina • ANTAM • Pegadaian • PERURI • Pusri • Tonasa • Indofarma • Kimia Farma • Latinusa • Yodya
Banking & Financial Services:
BCA • Citibank • Standard Chartered Bank • CIMB Group • Bank Jasa Arta • BII • Bank Permata • Panin Life • BII Finance
Insurance & Financial Products:
Prudential • Manulife • Allianz • Ekalife • Astra CMG Life
Pharmaceutical & Healthcare:
Kalbe • Enseval • Novartis • Roche • Janssen • Taisho • Meiji • Soho • Phapros • Merck • Medikon
Consumer Goods & Retail:
Indofood • Hero • Matahari • Tupperware • Indomilk • Cap Lang • Yakult • Mentos
Manufacturing & Industrial:
Mulia Group • Dynaplast • Hexindo • Hitachi • Alucobond • Lion
Automotive:
Yamaha • Honda • Toshiba
Property & Real Estate:
Century 21 • Ray White • ERA • Ciputra Group • Pikko Group
Media & Technology:
Kompas Gramedia • Philips • Indovision
Conglomerates:
Sinar Group • SMR Group • Wealthy Group • GSM
And 150+ more organizations across Indonesia, ASEAN, and internationally
Looking for Financial Doctor to stop financial bleeding and maximize profit potential?
Johanes Lim, Ph.D, CPC, CHt – Expert Financial Analysis for Companies in Indonesia, ASEAN & Worldwide
✓ 100% Confidential – Submit Anonymously | ✓ Results in 72 Hours
Don’t Wait Until It’s Too Late
Financial problems don’t announce themselves. By the time symptoms appear, the damage may already be severe.
Take action today. Get the clarity you need to protect and grow your business.